How to get started

Thanks for helping test ModernRetire— a retirement planning app for modeling income, taxes, Social Security, healthcare costs, Roth conversions, and “what if” scenarios.

It is educational software — not financial, tax, or legal advice. See Disclaimers.

Last reviewed: October 2026.

Option A — Start on the free plan (no wait)

  1. Go to app.modernretire.com and create an account.
  2. Build a plan on the free tier — cloud backup and core planning are included.
  3. Upgrade anytime from the app, or request complimentary Premium below if you are helping us test advanced features.

Option B — Request complimentary Premium (tester program)

  1. Go to modernretire.com/beta.
  2. Fill out the short form using the email you want for your account.
  3. If it asks you to confirm your email, click the link in that message too.

Request complimentary Premium

We approve testers in small waves. You should get an email with sign-in instructions within a day or two. Check spam if you do not see it. Complimentary access is time-limited (often 30–60 days).

After you are approved

  1. Open the link in the email from ModernRetire (or sign in at app.modernretire.com with the same email you used on the form).
  2. Prefer a computer or tablet if you can — phone works, but the planner is easier on a bigger screen.

Set up your plan

  • New accounts see a guided walkthrough (basics, income, expenses, accounts, and more). Use Save and finish later anytime and come back.
  • When you are signed in, look for a ✓ Synced pill — that means your plan is backed up to the cloud.

What to try (next week or two)

  • Enter your real (or realistic) numbers in Profile
  • Check the Dashboard projection and cash flow
  • Run the Optimizer or Social Security optimizer if you are close to retirement
  • Try Compare for a Roth conversion or “what if I retire a year earlier”
  • If something breaks, that is exactly what we need to know

How to send feedback

  • Reply to the setup email we send when you are approved
  • Email support@modernretire.com
  • Use Beta feedback in the app menu after you sign in

Please include what you were doing, what went wrong, your browser (Chrome, Safari, etc.), and a screenshot if you can. We aim to reply within 48 hours.

More help

Honest feedback (even “this is confusing”) is incredibly helpful. Thank you for testing.