ModernRetire — Disclaimers

ModernRetire is a retirement planning tool that provides estimates and projections based on the information you enter. These projections are inherently uncertain and rely on assumptions about inflation, investment returns, taxes, longevity, and other future events.

Use the Service as a planning aid only. Do not rely on it as a substitute for personalized advice from a qualified financial advisor, tax professional, attorney, or other licensed professional.

1. No Professional Advice

Nothing on the Service constitutes legal, tax, investment, retirement planning, or financial advice. We do not provide individualized recommendations. All information is general in nature and may not be suitable for your unique situation.

2. Accuracy of Information

We strive to keep the information on the Service accurate and up to date, but we cannot guarantee that all content is complete, reliable, or error-free. The Service may contain technical inaccuracies or typographical errors.

We are not responsible for any loss or damage resulting from your reliance on the Service.

3. Forward-Looking Statements

Any projections or forward-looking statements are predictions only and are based on assumptions that may not materialize. Past performance is not indicative of future results. Actual outcomes may differ materially.

4. No Warranties

The Service is provided 'as is' and 'as available' without warranties of any kind. We disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

We do not warrant that the Service will be uninterrupted, secure, or error-free.

5. Limitations of Liability

To the extent permitted by law, ModernRetire and its affiliates are not liable for any damages arising from your use of the Service, including direct, indirect, incidental, consequential, special, or punitive damages. This includes lost profits, lost savings, loss of data, or other losses.

Our total liability for any claim related to the Service is limited to the amount you paid for Premium access in the prior 12 months, or if you have not purchased Premium access.

6. Third-Party Content

The Service may reference third-party content, data, or tools. We do not endorse or guarantee the accuracy of third-party information.

7. Changes to Disclaimers

We may update these disclaimers at any time. Changes are effective when posted on this page. Continued use of the Service signifies acceptance of any updates.

8. Contact

If you have questions about these disclaimers, contact us at support@modernretire.com.